Important Rate Change Notice from 
Revol One Financial® 
Rates Are Changing December 16, 2025*

 

Highlights 

·         Excelera Multi Year Guarantee Annuity™

    • Guaranteed Fixed Interest Rates are decreasing on 3, 5, and 7 Year terms. 

·         Excelera Plus Multi Year Guarantee Index Annuity®  

    • Guaranteed Fixed Interest Rate remains at 4%.
    • S&P 500® Participation Rates are decreasing. 

·         Enduris Fixed Index Annuity™ Product Suite

    • Select S&P 500® CAP Rates, Participation Rates and Enhanced Participation Rates (EPAR) are decreasing.

*Submit business on or before December 15, 2025 to receive current rates.

Current Rates

Rates Effective December 16

 

 

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GEN(44)-MKTG-1225

 

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.

 

Rates stated apply to new contracts issued only, are effective as of December 16, 2025 and subject to change at any time prior to policy issue in the discretion of Revol One Financial. Please visit RevolOneFinancial.com for current rates prior to issue.

 

DirectGrowth MYGA and Excelera MYGA: The guaranteed fixed interest rate declared in the contract will not change during the applicable guarantee period. 

 

Enduris FIA Product Suite: The Annual Fixed Interest Rate is guaranteed for the first year and may change in subsequent years in the discretion of Revol One Financial, subject to the contract minimum. CAP and Participation rates are declared in the Contract and remain fixed for the initial crediting period but, except for the 6 Year Guaranteed CAP rate, may change for future crediting periods in the Contract term. 6 Year Guaranteed CAP: Available only on the 1-Year Point-to-Point with 6 Year Guaranteed CAP Rate Indexed Interest Option, the CAP rate stays fixed during the 6 Year surrender period, which includes 6 one-year crediting periods. Afterward, it may change for future crediting periods. Funds can be allocated to this option only at Contract Issue, with no transfers or reallocations in or out allowed during the surrender period.

 

Important Information

Revol One Financial® is the marketing name for Revol One Insurance Company. Revol One Insurance Company is responsible for its own financial and contractual obligations. Revol One Insurance Company is not authorized to conduct business in the state of New York.


Guarantees are subject to the financial strength and claims-paying ability of Revol One Insurance Company and subject to the terms and conditions of the product. Surrender, MVA and withdrawal charges may apply. Withdrawals and surrender are subject to federal and state income tax and may be subject to an IRS penalty if taken prior to age 59½.

Product Disclosure:

Excelera MYGA™, Excelera Plus MYGIA™, Enduris FIA™, Enduris 10 FIA™, Enduris 10 Bonus FIA™,
Enduris Income FIA and DirectGrowth MYGA™ are issued by Revol One Insurance Company, 11259 Aurora Avenue, Urbandale, Iowa 50322. Excelera MYGA is available in most states with Contract number ICC23-RO-MYGA and rider form numbers ICC23-RO-NHWR, ICC23-RO-TIWR and other related forms. Excelera Plus MYGIA consists of the Excelera MYGA Contract Number ICC23-RO-MYGA with the MYGIA Rider RO-MYGIA attached, includes rider form numbers ICC23-RO-NHWR, ICC23-RO-TIWR and other related forms, and is available in most states. The Rider modifies the calculation of the Accumulation Value by potentially reflecting indexed interest credits based on the performance of the S&P 500 index and may offer a lower guaranteed fixed interest rate. The Enduris FIA product portfolio is available in most states with Contract number ICC23-RO-FIA, ICC25-RO-CPCG-(0108) Contract amendment and rider form numbers ICC23-RO-BER, ICC24-RO-BAV, ICC24-RO-GLB-(01-02), ICC25-RO-PMB-(01-02), ICC23-RO-NHWR, ICC23-RO-TIWR and other related forms. DirectGrowth MYGA is available in most states with Contract number ICC24-RO-DTCM, ICC24-RO-TIWR2, ICC24-RO-NHWR2, and other related forms. Products and features are subject to state variations and availability. Read the contract for complete details.

 

This material is intended to provide educational information regarding the features and mechanics of the product. The contract associated with the product will contain the actual terms, definitions, limitations and exclusions that apply. This material should not be considered, and does not constitute, investment, legal or tax advice or recommendations. Revol One Insurance Company is not acting in any fiduciary capacity with respect to any annuity contract.

 

The S&P 500® is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Revol One Insurance Company S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Revol One Insurance Company’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®.

Indices are not available for direct investment.